Resources

1-800-621-5287, member service representatives are available 24 hours a day, 7 days a week to help you.

Yes. The only benefit you cannot utilize is the $500 Home Deductible Reimbursement. All other benefits will be available to you.

The only benefit that requires a 30 day wait time is Auto Repair Reimbursement. All other benefits can be utilized immediately.

No.

No, there is no limit to the dollar amount or the frequency for which this benefit can be used.

The quickest way to file a claim is by logging into the Member Portal. Once logged in, you will see a section named ‘Claims.’  If you need assistance, you can give us a call at 1-800-621-5287.

Notice of claim must be mailed or submitted online via the Member Portal within 45 days of loss. All claims for applicable reimbursement must be supported by appropriate documentation and/or valid receipts for payment of services rendered. Claims forms along with supporting items must be post marked within 90 days of loss.

Members are covered immediately upon plan purchase, and will they receive a welcome email and a welcome kit with instructions on how to access their plan benefits.

3 year term

Children are covered for certain benefits. Refer to RealBenefits.com for who/what is covered under each benefit

No.

There is no additional cost after the Silver Safeguard plan is purchased.

Start by registering on RealBenefits.com where all the benefits are available. From there, you will select the Identity Protection benefit which provides instructions for setting up your Identity Guard account.

You must stay 3 consecutive nights to be eligible for reimbursement.

Yes, pre-existing conditions are covered for reimbursement.

A $25 gift card appears on the first of each month and is repeated monthly for the 3-year term.

Once redeemed with the $25 gift card, all restaurant certificates are stored within your restaurant.com account and are accessible wherever you go.

Submit your claim for reimbursement to American Health and Life as soon as possible, but not later than 1 year from the date of Hospitalization.

1-800-621-5287, member service representatives are available 24 hours a day, 7 days a week to help you.

Your benefits are effective as soon as you purchase the plan, unless otherwise stated in your membership materials.

The quickest way to file a claim is by logging into the Member Portal. Once logged in, you will see a section named ‘Claims.’  If you need assistance, you can give us a call at 1-800-621-5287.

Notice of claim must be mailed or submitted online via the Member Portal within 45 days of loss. All claims for applicable reimbursement must be supported by appropriate documentation and/or valid receipts for payment of services rendered. Claims forms along with supporting items must be post marked within 90 days of loss.