When the Unexpected Happens, We’ve Got Your Back.

We Offer Protection from the Unpredictable.

At FIMC, we provide everyday benefits designed to support you and your loved ones when the unexpected happens. With over 50 years’ experience supporting individuals and families, we’ve seen and heard it all. By bridging the gaps where traditionally, insurance and warranties can fall short, our benefits offer an added layer of protection that helps pay the expenses you didn’t plan for.

Life Happens. We’re Here to Help.

Life is full of surprises, and sometimes these surprises come with a hefty price tag. Unfortunately, most people aren’t financially prepared when these moments strike. In fact, 50% of Americans don’t have $500 to cover an unexpected expense. Our benefits are designed to help overcome the most common, unexpected financial challenges.

Auto

Accidents, breakdowns, and other car trouble can put a real strain on your wallet, even when you have good insurance.

Got in an accident?
Average cost of car repair is $400.1

Home

Renting or owning a home is already expensive, but things can get worse when the unexpected happens. Plus, the cost of household goods keeps going up.

Pipes frozen?
Typical homeowners insurance
deductible is $500+.2

Pet

Raising a furry family can bring a lot of joy. But it’s not without its high out-of-pocket costs.

Emergency vet visit?
Cost of a visit could range
from $150–$5,000.3

Everyday

From buying groceries to planning family fun and everything in between, common expenses can add up fast.

Planning a vacation?
A 3-day vacation for a family of
four can cost over $3,500.4

Wellness

Even with insurance, a minor injury, illness, or medical emergency can be costly.

Need a trip to the ER?
Cost of a visit is $150–$3,000.5

These are just a few of life’s unexpected expenses, and it all adds up.

Explore how our benefits help fill these gaps and put money back in your pocket below.

Everyday Benefits for Every Walk of Life.

FIMC offers a wide range of benefits that provide relief from common unexpected expenses as well as discounts so your dollar goes further every day.

  • All
  • Auto Benefits
  • Everyday Benefits
  • Home Benefits
  • Pet Benefits
  • Wellness
AUTO BENEFITS
Towing & Roadside Assistance
Call for immediate roadside service to fix a flat tire, fuel up, get a jump start, unlock a vehicle or tow your disabled vehicle.
AUTO BENEFITS
Auto Deductible Reimbursement
We’ll reimburse your auto insurance deductible, up to $500, if your car is involved in an accident or has comprehensive damage.
AUTO BENEFITS
Auto Repair Reimbursement
Get back 50% of eligible auto repairs twice per 12-month period, up to $500 per claim, so you can spare that dent in your savings.
AUTO BENEFITS
Auto Repair Rebate
Receive a rebate for 30% of your auto repairs, up to $250 (and up to $500 maximum during your annual membership period).
AUTO BENEFITS
Locksmith Service for Your Car
Get expert locksmith help if your keys get locked in the car or are lost or stolen. For specialty keys that require programming, you can submit the invoice for reimbursement.
AUTO BENEFITS
Auto Care Discount Network
Take up to 15% off routine maintenance and emergency repairs at thousands of auto service locations nationwide. Combine your discount with the Auto Repair Rebate for even more savings.
AUTO BENEFITS
Ride Share Reimbursement
Get reimbursed for Uber or Lyft rides to and from your place of employment for 2 weeks, for a maximum reimbursement of $500.
Auto Benefits
Rental Car Reimbursement
Receive exclusive discounts up to 20% off from our national rental partners, and a reimbursement of up to $500.
AUTO BENEFITS
Auto Loan
For larger expenses, you can choose to be referred to lenders in your plan’s preferred lending network.
HOME BENEFITS
Locksmith Services
Get help from a professional locksmith if your keys are lost, stolen or locked inside your house. Plus, get up to $200 back for locksmith services.
HOME BENEFITS
Moving Services Discount
Get preferred pricing on local and state-to-state moving services.
Home Benefits
Appliance & Electronic Repair Reimbursement
Covers most major appliances, electronics, and other purchases, up to $500. Plus, it doubles manufacturers warranties for up to one additional year.
HOME BENEFITS
Homeowners Deductible Reimbursement
We’ll reimburse your home insurance deductible, up to $500, if you have a loss at your primary residence that is covered by your homeowner’s, renter’s, or personal property insurance.
HOME BENEFITS
Emergency Home Medical Expense Reimbursement
Get up to $5,000 back on eligible emergency outpatient medical expenses from accidents that occur at your home.
HOME BENEFITS
Child Accident Benefit
Reimburses emergency ambulance, paramedic, and outpatient medical services.
PET BENEFITS
Emergency Pet Medical Reimbursement
We'll reimburse 50% of your eligible emergency vet expenses, up to $500.
PET BENEFITS
Virtual Pet Care
Get 24/7 vet care from a licensed vet virtually about any of your pets, big or small.
PET BENEFITS
Pet Drug Saving
Get up to 75% off prescriptions at almost 70k pharmacies nationwide.
EVERYDAY BENEFITS
Travel Discount
Receive great discounts on hotel accommodations from our partners.
EVERYDAY BENEFITS
Entertainment Discounts
Get discounts on your favorite restaurants, movie tickets, shopping, museums, shows, attractions, and more.
Everyday Benefits
Funeral Services Discount
This benefit provides a 10% discount on funeral services with the largest national network of funeral providers.
EVERYDAY BENEFITS
Restaurant.com Points
Receive 2,500 points with a $25 value to use each month. Use points to purchase Restaurant.com certificates for discounts at local and national restaurants.
EVERYDAY BENEFITS
Travel & Attraction Discounts
Discover amazing things to do everywhere you go with preferred access to Viator. Plus, get access to top attractions and expert recommendations to venues in popular destinations.
EVERYDAY BENEFITS
Wholesale Club Discounts
Get exclusive discounts at Costco and Sam’s Club.
WELLNESS BENEFITS
Telemedicine
Get 24/7 phone and video access to licensed doctors to receive treatment and advice for non-emergency illnesses.
WELLNESS BENEFITS
Hospitalization Reimbursement
Get protection from unforeseen medical bills with a $500 reimbursement for a 3-night stay in a hospital for you or your spouse.
WELLNESS BENEFITS
Prescription Drug Discounts
Save up to 60% off generic and up to 25% off brand-name prescription drugs at over 50,000 participating pharmacies nationwide. Plus, get convenient home delivery discount services.
WELLNESS BENEFITS
Home Healthcare Device Discounts
Get discounts between 5% and 40% off beds, wheelchairs, insulin pumps, CPAP/BPAP machines, muscle stimulators, and more.
WELLNESS BENEFITS
Identity Theft Protection
Get 24/7 access to an identity dashboard, high-risk transaction alerts, and dark web alerts. In the event of identity theft, get credit monitoring as well as bank account opening and takeover alerts.
WELLNESS BENEFITS
Care.com Premium Membership
This benefit provides a Premium Membership to Care.com for use in finding backup childcare to minimize household disruption.
Legal Documents & Advice
WELLNESS BENEFITS
Legal Documents & Advice
Get free and discounted legal services, including free Simple Will preparation, plus, free and discounted financial education.